Balancing Act

Life is all about balance. How much time to spend with your friends vs family. Spending money on what you want vs. what you need. Having the car you want vs. one that you can afford. Finding this balance is always a little tricky. I was raised in a home that taught me the importance of family, friendships, and the value of a dollar.

I will be the first (and probably proudest) to tell you that I have no problem going straight to the clearance rack in any store. Yes, even the grocery store! Even in shopping strictly the clearance you can find yourself in trouble financially. This is where the what you want vs what you need comes in to play.

So where is the fine line? Its never clear. And it is never in the same place for everyone, each person has to find their own. (Ha! Thought I was going to be wise and tell you exactly where it was...nope, no can do!) I am on a search for mine. Yes, even a person with a Finance degree has to find their line. Now, I am not terribly in debt, in no way of losing my home or car, and no remote chance of going bankrupt. But, I own a home, that has expenses. I am at an age where I can't just spend and splurge all the time, instead I need to save some. But, there is no need to go to extremes. It is a balancing act afterall...